KalpCore is a living, AI-native ecosystem where each product works brilliantly on its own, and evolves intelligently together.
It's a platform born AI-first, where autonomous agents handle decisions in real-time and data flows freely across every application.
get_claimCLM‑2094get_policyHO‑88231INSA is the nervous system of KalpCore, embedded inside every module so they share one brain and reason together in real time. No batch jobs. No overnight sync.
Build a full product with coverages, rules, rating and forms, then publish it straight to Git.
Design, rate, and launch new insurance products at the speed of ideas. AI-assisted rules. Zero code.
Every open submission, endorsement, and cancellation assigned to you in one underwriting queue, with status at a glance.
Every policy, endorsement, and renewal on one composable foundation. Build at your own pace.
A live command center for outstanding balances, month-to-date collections, overdue accounts, and NSF events. No exports, no spreadsheets.
Adaptive billing that predicts lapse, prevents silent churn, and reconciles automatically.
Every open claim with status, priority, reserves and days-open, plus live portfolio stats at a glance.
AI agents handle intake, triage, fraud detection, and adjudication in real time, straight-through in minutes, not weeks.
The Agentic Era
See INSA in motion, and hear how the industry is thinking about autonomous, agentic AI.
For over fifteen years I helped insurers build their core Policy, Billing, and Claims systems, from developer to solution architect. I kept seeing the same problem from the inside: platforms built before AI, expensive to change, with intelligence bolted on in disconnected pieces.
So I started KalpCore to build what the industry was missing: a modern, AI-native core with intelligence built in from day one, not bolted on.
Today KalpCore is one AI-native platform, with intelligence built into every application, Product, Policy, Billing, and Claims, and working across all of them. We are only getting started, and I would be glad to build the next chapter with you.